An independent hail risk and repair cost report for Spearfish, South Dakota, updated for 2026.
| Hail risk level | High |
| Average hail events per year | 7 |
| Typical repair cost (medium damage) | $1,400 |
| Population | 12,000 |
| Date | Severity | Hail size | Estimated damage |
|---|---|---|---|
| 2025-09-11 | Moderate | 1" | — |
| 2025-09-11 | Moderate | 1" | — |
| 2025-08-06 | Moderate | 1" | — |
| 2025-08-05 | Moderate | 1.5" | — |
| 2025-08-05 | Minor | 0.88" | — |
| 2025-08-01 | Moderate | 1" | — |
| 2025-07-29 | Moderate | 1.25" | — |
| 2025-07-19 | Moderate | 1" | — |
| 2025-06-28 | Moderate | 1.5" | — |
| 2025-06-28 | Moderate | 1.25" | — |
168 recorded hail events on file for Spearfish, drawn from reported storm data.
| Damage level | Typical cost |
|---|---|
| Light | $470 |
| Medium | $1,400 |
| Heavy | $2,800 |
| Severe | $4,850 |
A high risk rating means insurers in South Dakota see hail claims from this area regularly, which generally makes a claim straightforward to file. Document the damage before any repair work begins.
Auto hail repair in Spearfish | Roof hail damage in Spearfish