An independent hail risk and repair cost report for St. Joseph, Missouri, updated for 2026.
| Hail risk level | High |
| Average hail events per year | 7.8 |
| Typical repair cost (medium damage) | $1,450 |
| Population | 72,000 |
| Date | Severity | Hail size | Estimated damage |
|---|---|---|---|
| 2026-04-15 | Moderate | 1.25" | — |
| 2026-04-15 | Moderate | 1" | — |
| 2025-05-31 | Moderate | 1" | — |
| 2025-04-01 | Moderate | 1" | — |
| 2025-04-01 | Moderate | 1" | — |
| 2024-10-24 | Moderate | 1.25" | — |
| 2024-10-24 | Moderate | 1.5" | — |
| 2024-03-13 | Severe | 2.5" | — |
| 2023-09-23 | Moderate | 1" | — |
| 2023-09-23 | Moderate | 1" | — |
29 recorded hail events on file for St. Joseph, drawn from reported storm data.
| Damage level | Typical cost |
|---|---|
| Light | $490 |
| Medium | $1,450 |
| Heavy | $2,900 |
| Severe | $5,000 |
A high risk rating means insurers in Missouri see hail claims from this area regularly, which generally makes a claim straightforward to file. Document the damage before any repair work begins.
Auto hail repair in St. Joseph | Roof hail damage in St. Joseph